Car Loans Calculators
Buy the vehicle you can afford by planning your vehicle finance.
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Our Car Loan Calculator - Compare Business and Private Vehicles Easily
Many car buyers will focus on the interest rate when determining the best financing option for them. However, this can be futile if the price tag is too high or the loan term inadequate. Be more efficient in your search for a budget-friendly car loan by using our online car loan calculator to quickly and easily compare repayment estimates for any vehicle. By using our best rates as a guide for the device, you can find a vehicle with monthly repayments suitable to your financial situation.
If you’re after a commercial car loan, we have the full range of commercial credit facilities available, including Chattel Mortgage, Leasing, Rent-to-Own, and Commercial Hire Purchase. For borrowers in the market for a personal car loan, we also offer the full range of private credit facilities, including secured and unsecured financing. By changing the interest rate and loan term entered into the calculator, you can get the answers you need quickly, easily, and without using any special maths skills.
When using the calculator, users can either obtain an interest rate specific to their financial situation by giving one of our expert brokers a call, or use the best rates we are currently achieving as a guide. Compare rates and estimate car loan repayments on your choice of motor vehicle today.
Due to interest rates varying between lenders based on individual applications and credit scores, our ‘best rates’ aren’t suitable for every borrower. We suggest connecting with our talented brokers who can scan our vast lender base and find you the best rate for your specific financial situation.
Once you have received your repayment estimate from our handy online calculator, receive a no-obligation finance quote by connecting with us online or by phone.
- Competitive rates from 80+ banks and lenders.
- Repayment estimates for the full range of Secured and Unsecured Car Loans.
- Compare all commercial credit options - Leasing, Chattel Mortgage, Rent-to-Own, and CHP.
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If you’re eager to know what your financial commitment will be on different models of car – don’t waste time and effort test-driving models that are out of your monthly budget. To get an indication of your financial position before you make your vehicle choice, use our online calculation device. You’ll receive all the information you need to select a vehicle with confidence.
Being able to generate a repayment estimate is a superpower when it comes to shopping for a new or used car. It gives you the power to plan ahead, weed out overpriced options, and stay within your budget. Compare both commercial financing and private buyer car loans today by using our financing repayment calculator.
Set a Buying Limit - All Credit Facilities, All Vehicles
Don’t put yourself in a pickle by buying a car out of your budget. Conduct some simple research by using our online calculator to determine what you will need to pay it off each month. It’s an easy-to-use device that instantly converts the driveaway price of a car to finance repayments. You can use the calculator on any device with an internet connection – even at the dealership so you can make a real-time decision!
Whatever vehicle you want to acquire, whatever credit facility suits your requirements best – our online calculator will generate a monthly repayment amount to guide you through your financial commitment. From budget cars through to luxury models, work vehicles, vans and utes, SUVs and sedans, and all fuel systems. If you want to see how a hybrid compares with a battery electric model – our calculator has the capability to do that. Just enter the relevant information and click calculate.
If you’re looking for a new or used car, you need to know how much you want to spend each month on vehicle repayments. Don’t exceed this limit – use our calculating device to work out which vehicle prices fit into your budget. Vary the loan amount entered into the device to see how the repayments change, but don’t forget to deduct any deposit or trade-in value from the total first. Calculate as many estimates as you like to get an understanding of which vehicle prices you should be considering.
When shopping for a new car, it’s common to have a few top picks in mind that check all your boxes. But how do these prices stack up as monthly repayments? Our online car loan calculator can help you figure that out in a few simple clicks.
Enter the price of the car you’re considering, along with the interest rate, term and loan type, and it’ll show you an estimate of what your monthly payment would likely be. Adjust the entered numbers to reflect each vehicle’s price and compare repayments across your shortlist. Get a clearer picture and make the best choice for your financial situation when it’s time to buy.
Shopping for a new or used vehicle is exciting – whether you’re browsing a variety of specs online, attending a showroom, or taking a test drive. However, this can take up a lot of time, and can be almost futile if you’re eyeing models that are out of your budget. Make the entire process quicker and easier by using our online car loan calculator to narrow down your options and find a vehicle that fits your budget.
Convert vehicle prices to repayments instantly
Don’t put yourself in a pickle by buying a car out of your budget. Conduct some simple research by using our online calculator to determine what you will need to pay it off each month. It’s an easy-to-use device that instantly converts the driveaway price of a car to finance repayments. You can use the calculator on any device with an internet connection – even at the dealership so you can make a real-time decision!
Calculate repayments for all vehicles and credit facilities
Whatever vehicle you want to acquire, whatever credit facility suits your requirements best – our online calculator will generate a monthly repayment amount to guide you through your financial commitment. From budget cars through to luxury models, work vehicles, vans and utes, SUVs and sedans, and all fuel systems. If you want to see how a hybrid compares with a battery electric model – our calculator has the capability to do that. Just enter the relevant information and click calculate.
Plan ahead – Set a budget and stick to it
If you’re looking for a new or used car, you need to know how much you want to spend each month on vehicle repayments. Don’t exceed this limit – use our calculating device to work out which vehicle prices fit into your budget. Vary the loan amount entered into the device to see how the repayments change, but don’t forget to deduct any deposit or trade-in value from the total first. Calculate as many estimates as you like to get an understanding of which vehicle prices you should be considering.
Compare repayments between different vehicles
When shopping for a new car, it’s common to have a few top picks in mind that check all your boxes. But how do these prices stack up as monthly repayments? Our online car loan calculator can help you figure that out in a few simple clicks.
Enter the price of the car you’re considering, along with the interest rate, term and loan type, and it’ll show you an estimate of what your monthly payment would likely be. Adjust the entered numbers to reflect each vehicle’s price and compare repayments across your shortlist. Get a clearer picture and make the best choice for your financial situation when it’s time to buy.
Streamline vehicle selection – easy access on any device
Shopping for a new or used vehicle is exciting – whether you’re browsing a variety of specs online, attending a showroom, or taking a test drive. However, this can take up a lot of time, and can be almost futile if you’re eyeing models that are out of your budget. Make the entire process quicker and easier by using our online car loan calculator to narrow down your options and find a vehicle that fits your budget.
Save time and money by planning your purchase with our Car Loan Calculator
- Know your budget and stick to it.
- Shop around for the best interest rates and terms.
- Weed out vehicles that exceed your budget.
- Determine your ideal loan term for better affordability.
- Set a realistic deposit amount to reduce loan pressure.
No Extra Fees or Skills Required - Use our Car Loan Calculator with 3 Simple Actions
Our online calculation device can be used by anyone, anywhere. It’s extremely easy to use and delivers powerful information for motor vehicle buyers requiring finance. Users of the calculator don’t need to know any special mathematical skills to get their repayment estimations, the calculator assesses the information inputted all by itself. Just input the amounts required for your financing into the required boxes or fields – like completing an online form!
The ‘loan amount’ field is where you input the purchase price. This may be 100% of the driveaway price if you are not seeking a deposit. If you are placing a deposit, enter the amount after deducting this amount.
The ‘loan term’ field for the financing has options of 1 to 7 years. The term represents the buyer’s preferred repayment period, however it will need to be approved by the lender during the application process.
The ‘interest rate’ field will be an amount entered according to the credit product. This is because personal and business financing interest rates vary, along with the rates across the selection of commercial credit facilities. To determine the rate to enter, we recommend using our current best rates as a guide, or contact us for the most competitive rate based on your specific credit profile and requirements.
Our calculator also enables you to enter a value for a residual or balloon payment. When doing so, do not deduct this amount from the total – the calculator will do it for you!
Once you have completed the required fields, click calculate! You will instantly see the monthly repayment for the amounts you have entered. To adjust the repayment amount to suit your budget and cash flow, change the amounts entered. To lower the repayments, we recommend making a larger deposit or reducing the loan amount. You can also extend the repaying commitment for up to 7 years.
- Three simple steps to calculate your loan repayment budget.
- No upfront fees, hidden charges, or mathematical skills required.
- Design a financing plan that matches your business goals.
Confirm your car loan repayment figure - give our expert brokers a call
Repayment estimates are extremely handy and can be sufficient information for most buyers to hit the market and purchase their ideal vehicle. However, many buyers will want a more accurate, firm figure before they commit to the purchase. By getting in touch with our specialist motor vehicle financing brokers, you’ll receive a quick and convenient repayment amount specific to your financial situation and preferences.
Request a quote online or by phone and our experts will scan their extensive list of 80+ banks and lenders to source you the most competitive rates and terms. If you are happy with the figure provided, we will process your application for a quick 24-hour approval.
The motor vehicle loan application and approval process is simple with Easy Car Finance! Use our online system to get started, or give us a call today.
The Most Frequently Asked Questions
How does the car loan calculator work?
Our car loan calculator is a simple to use device for estimating monthly repayments for vehicle purchasing. It generates an estimate based on the vehicle price, and the loan term and interest rate entered. After inputting your loan details into the device, you will receive an instant estimate. Vary the figures to find a repayment that matches your budget.
What types of vehicles can I use the car loan calculator for?
Both personal and commercial vehicles can be compared by the car loan calculator. Enter your chosen commercial or personal credit facility to receive a repayment estimate tailored to your needs – Chattel Mortgage, Leasing, Rent-to-Own, Commercial Hire Purchase, and Secured and Unsecured.
What skills do I need to use the car loan calculator?
No special skills are required to use the car loan calculator. It is a simple and user-friendly device that can be used by anyone. Enter the loan amount, term and interest rate into the required fields and sit back while the calculator instantly provides a repayment estimate based on the information. Adjust the values to find an estimate that matches your budget.
What should I do if the best rates don’t apply to me?
If our best rates don’t apply to your financial situation, give one of our brokers a call! Interest rates vary based on credit scores and applications – our brokers can assist you in finding the most competitive rate for your financial situation.
How can I calculate my monthly car loan repayments?
By using our car loan calculator! The device provides quick estimates of monthly repayments based on information entered by you – vehicle price, loan term, interest rate, loan type. Adjust the information to explore different scenarios and find a vehicle that fits your budget. Once you’ve found an estimate that works for you, give our brokers a call and we’ll provide you with an accurate, personalised one.
How can I compare car loan repayments for different vehicles?
By using our car loan calculator, you will be able to assess a variety of repayment estimates for as many vehicles as you like. Just enter the price, loan term, interest rate and loan type into the device and you’ll be able to easily see how different models compare.
How do I access the car loan calculator?
Our car loan calculator is fully accessible on any device with an internet connection – smartphones, computers, tablets and more. You can use the device in real time while browsing cars online, visiting a dealership, and test driving vehicles. Open the calculator on your device and start converting vehicle prices to monthly repayments – it’s so easy!
How can I stay within my car loan budget?
Use our car loan calculator to set a monthly repayment limit before you start shopping for a car. By inputting different loan amounts and terms, you can see how they affect your repayments. Found a car that’s slightly above your budget? Consider increasing your deposit or extending the loan term.
Can the calculator generate repayments for both secured and unsecured car loans?
Yes – both secured and unsecured personal car loans can be analysed by our car loan calculator. It doesn’t matter whether you’re financing a personal vehicle or a commercial one – simply adjust the settings to reflect the loan type you are considering. Witness the calculator instantly generates estimates for both secured loans and unsecured loans to help you select the best option for your financing needs.
How do I get a personalised car loan quote?
Once you’re happy with the estimate generated by our car loan calculator, get a personalised quote by reaching out to one of our expert motor vehicle brokers. Receive an assessment of your financial situation to determine the best rates and terms available to you. There is no obligation to accept a quote sourced by one of our brokers, but if you want to proceed we will process the application quickly and aim to source approval within 24 hours.
Let Easy Car Finance simplify the process by taking care of the complicated steps for you
